Penny Lane

Welcome to my frugal and simple living pages with tips I have written because I do them myself, or learned the information by experience.

A recent consumer study showed that Americans spend six hours per week shopping for things they really don't need.
Ask yourself -- Do I need it? or Do I just want it? Do I want to take care of it?  If I don't need or want it anymore, how will I get rid of it?

Suze Ormand's mantra: People first, money second, and things last.

Remember, when you are out shopping those six hours -- that could be quality time for you or your family or friends.

Take your pick:

Food Shopping

Utilities

Cell Phones vs Land Lines -- the dilemma of dropping the land line, what you need to know.

Money/Banking/Credit Cards/Making Money

Mortgages

Entertainment

Recycle - Reuse - Cleaning up? Places to donate your stuff

Resources and Fun Money